Terms of Service

Updated at: 2026-10-25.

Terms of Service

Last updated: 26 October 2026

Welcome to AI Pakistani. These Terms of Service ("Terms") govern your use of https://aipakistani.com and the AI services provided by AI Pakistani, operated by Najib Digital ("AI Pakistani", "we", "us", "our").

By creating an account or using the Platform, you agree to these Terms and to our Privacy Policy and Refund Policy. If you do not agree, do not use the Platform.

1. The service

AI Pakistani is a web-based generative AI platform that lets users:

  • Generate written content and documents using 50+ templates (including blog posts, articles, marketing copy, social media content, advertisements, summaries and rewrites)
  • Chat with AI for instant answers and assistance
  • Generate AI images in different styles
  • Transcribe audio files into editable text
  • Work in 30+ languages, create custom templates, export data and use API access, where included in the user's plan

The service is delivered entirely online through your account. Nothing physical is shipped.

2. Eligibility and accounts

You must be at least 18 years old, or the age of legal majority in your country, to create an account and buy a paid plan. You are responsible for:

  • Providing accurate and complete registration information
  • Keeping your password and account credentials confidential
  • All activity that happens under your account
  • Notifying us promptly at [email protected] if you suspect unauthorised use of your account

We may suspend or close accounts that provide false information or violate these Terms.

3. Plans, pricing and billing

Plans and pricing currently offered on the Platform:

  • Jugaad Mode (Free): $0 — 1,000 words/month, 2 documents/month, 2 images/month, 1 chat/month, 0 transcriptions/month
  • Supercharged: $6.00 USD/month, or $60.00 USD/year — 20,000 words/month, 50 documents/month, 25 images/month, 50 chats/month, 10 transcriptions/month. Includes templates, custom templates, data export and API access
  • Limitless AI: $9.00 USD/month, or $90.00 USD/year — 50,000 words/month, 100 documents/month, 50 images/month, 100 chats/month, 50 transcriptions/month. Includes templates, custom templates, data export and API access

Prices are shown in USD on the Platform. Applicable taxes (including VAT, GST or sales tax) may be added at checkout depending on your location.

Plan quotas are applied per billing period as shown on the Platform. Unused quota does not roll over to the next period unless we expressly say otherwise.

Payment and Merchant of Record

Payments for paid plans are processed by our Merchant of Record and payment partner, Creem, and/or other payment processors we appoint. Our Merchant of Record is the seller of record for your purchase, processes your payment, issues your invoice or receipt, and collects and remits applicable taxes. Your card or bank statement may show Creem or its payment partner in connection with the purchase.

Subscriptions and renewal

Paid plans are subscriptions that renew automatically at the end of each monthly or yearly billing period, at the then-current price for that plan, unless you cancel before the renewal date. By subscribing, you authorise our payment partner to charge your payment method on each renewal.

We may change plan features or prices. If we change the price of your plan, we will give reasonable notice before the change applies to you, and the new price will apply from your next renewal after that notice unless you cancel.

Plan changes and cancellation

You can upgrade, downgrade or change your plan at any time from your account or by contacting us. How a change is applied (immediately or at the end of the current period, and any difference charged or credited) will be shown at checkout or confirmed by support.

You can cancel your subscription at any time. Cancellation stops future renewals. You keep access to the paid features you have paid for until the end of your current billing period, after which your account will move to the free plan or lose access to paid features. See our Refund Policy for when refunds are available.

If your subscription expires or payment fails, you will lose access to paid subscription features and quotas.

4. Acceptable use

You agree NOT to use the Platform to:

  • Break any law or regulation, or infringe anyone's intellectual property, privacy or other rights
  • Generate, upload or distribute illegal, harmful, fraudulent, deceptive, harassing, hateful, sexually explicit content involving minors, or otherwise abusive content
  • Create spam, fake reviews, misleading advertisements, impersonation, phishing or disinformation presented as fact
  • Generate malware, or attempt to hack, disrupt, scrape at abusive scale, reverse-engineer (except where the law allows it), or interfere with the Platform, its security or other users
  • Resell, sublicense, share or transfer your account or plan access to others, except where your plan expressly allows it
  • Use automated systems to create accounts or consume quotas in a way that abuses the service or circumvents plan limits
  • Submit another person's personal or confidential information without the right to do so

We may remove content, suspend or terminate accounts, and report activity where we reasonably believe these Terms or the law have been violated, without a refund for the violating use.

5. Your content and AI output

Your content: You keep ownership of the content, prompts, documents and files you submit to the Platform. You give us a licence to store, process, transmit and display that content only as needed to operate and provide the service to you (including sending inputs to AI model providers to generate your output).

You are responsible for your inputs and for having all rights needed to use them.

AI output: Subject to these Terms and to your plan being active and paid, you may use the content generated for you through the Platform for your own personal or business purposes, including commercial use, in accordance with applicable law and third-party rights.

AI output is generated by automated systems. It may be inaccurate, incomplete, out of date, offensive or similar to output given to other users. It is not professional advice — including legal, medical, financial or other professional advice — and you must review, verify and edit output before relying on or publishing it. You are solely responsible for how you use AI output.

We do not guarantee that AI output is free of third-party rights or suitable for any particular purpose, trademark, patent or copyright use. It is your responsibility to check output before commercial use.

6. Our intellectual property

The Platform, its software, design, branding, logos, templates and underlying technology (excluding your content and AI output as above) are owned by AI Pakistani / Najib Digital or our licensors and are protected by intellectual property laws. These Terms do not transfer any of those rights to you. You may not copy, modify, distribute or create derivative works from the Platform itself except as expressly allowed in these Terms.

"AI Pakistani" and our logos are our marks. Do not use them in a way that suggests endorsement or affiliation without our written permission.

7. Data privacy and deletion

How we collect and use personal information is described in our Privacy Policy: https://aipakistani.com/pages/privacy-policy

You may request deletion of your data at any time by contacting [email protected]. We will respond within a reasonable timeframe and delete your data as described in the Privacy Policy, subject to records we must keep by law or for tax and accounting purposes.

8. Availability and changes to the service

We work to keep the Platform available and secure, but we do not guarantee it will be uninterrupted, error-free or virus-free. Features may change, be added or removed, quotas or AI models may change, and maintenance or outages may occur. Where a change materially reduces a paid feature you are paying for, we will give reasonable notice where practical.

9. Disclaimer of warranties

The Platform and services are provided on an "as is" and "as available" basis. To the maximum extent permitted by law, we make no warranties, express or implied, regarding reliability, accuracy, availability, fitness for a particular purpose, or that AI output will meet your requirements or be error-free.

10. Limitation of liability

To the maximum extent permitted by law, in no event shall AI Pakistani or Najib Digital be liable for any indirect, incidental, special, consequential or punitive damages, or for loss of profits, revenue, data, goodwill or business, arising out of or in connection with the use of the Platform.

Where liability cannot be excluded by law, our total liability in connection with the Platform is limited to the amount you paid to us for the plan in the 12 months immediately before the event giving rise to the claim, or USD 50, whichever is greater.

Nothing in these Terms limits liability that cannot be limited under applicable law.

11. Termination

You may stop using the Platform and delete your account at any time. We may suspend or terminate your access if you violate these Terms, fail to pay, abuse the service, or if we are required to do so by law. Sections that by their nature should survive termination (including intellectual property, disclaimers, liability, governing law and payment obligations already incurred) will survive.

12. Refunds

Refunds, cancellations and chargebacks are governed by our Refund Policy: https://aipakistani.com/pages/refund-policy

13. Governing law and disputes

These Terms are governed by the laws of Pakistan. Any dispute arising out of or in connection with these Terms shall first be raised with us in good faith at [email protected] so we can try to resolve it. If it cannot be resolved, disputes shall be resolved through binding arbitration in Pakistan, except where applicable consumer law gives you the right to bring a claim in another competent forum.

14. Changes to these Terms

We may update these Terms from time to time. We will update the "Last updated" date above and, for material changes, give reasonable notice through the Platform or by email. Your continued use of the Platform after changes take effect constitutes acceptance of the revised Terms. If you do not accept the changes, cancel your subscription and stop using the Platform before they take effect.

15. Contact us

Questions about these Terms, the Platform or your account:

AI Pakistani — Najib Digital
Website: https://aipakistani.com
Email: [email protected]
Contact page: https://aipakistani.com/contact